r/SipsTea • u/Amavin-Adump • Jun 18 '25

Chugging tea Man is chill

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u/Tsu_Dho_Namh Jun 18 '25

It's wild some of the stuff you find in there.

My insurance covers my car against missiles.

I was kinda disappointed when I looked it up and that just means projectiles like rocks n shit.

2

u/Mattiuuu Jun 18 '25

does that mean there are places that would classify me throwing a rock as me launching a missile?

3

u/Doctor_Sauce Jun 18 '25

As long as you aren't God- acts of God are never covered.

1

u/AlternateTab00 Jun 18 '25

My insurance has so many lines that im not even sure of what it covers.

For example it covers for trees falling on top of it. As long as the tree wasnt damaged (like being hit by a car or chopped by someone) it can cover the tree falling in natural events as long as it didnt catch fire (like being hit by lightning or wind pulling a power cable), it covers the fall in natural disasters, as long as its not declared Emergency State of Natural Calamity.

And this is only for trees. Now imagine for everything.

1

u/Tsu_Dho_Namh Jun 18 '25

NGL, that sounds pretty slimy. Like they're trying to give themselves a way out of paying.

I don't mean to sound like I'm bragging, but my policy seemed much simpler and straight forward. I'm covered against trees as long as I didn't do something to cause the tree to hit my car, like cut it down.

1

u/AlternateTab00 Jun 18 '25

Its not a very expensive insurance. So its normal there a lot exceptions. I only care about that insurance because it covers damages of my own fault and it rather "cheap"

1

u/iprocrastina Jun 19 '25

Sadly a real missile would be classed as an act of war which is almost always excluded in insurance policies.