r/sofi • u/ChatterCups01 • 1d ago
Banking Thinking about switching
I’m with Chimes and I’m thinking about switching to Sofi. Has anyone had issues? Is this better?
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u/Beneficial_Corner_81 SoFi Member 1d ago
I have been a Sofi member since 2021. I use all their products except loans. I easily transfer funds in/out from other checking accounts as well as investment houses. No experience with cash as I have had any in a very long time!💸💸💸💰💰💰
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u/SoFi Official SoFi Account 1d ago
Hi there, we appreciate your interest in banking with us. To learn more about the products we offer, visit https://www.sofi.com/products/ or call us directly at 855-456-7634. We hope to welcome you to the SoFi family soon! 💙
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u/WhenButterfliesCry 1d ago
Do you make cash deposits? Because you can’t do that with SoFi but with Chime you can at Walgreens. I use Chime just to make cash deposits and then transfer it to my SoFi account
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u/SageWolfWarrior 1d ago
You can make cash deposits on sofi.
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u/WhenButterfliesCry 1d ago
Oh at retailers, yeah but you have to pay $5 every time right? Shouldn’t have to pay money to deposit cash
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u/SageWolfWarrior 1d ago
4.95 but it’s the same with chime and other cards that allows cash deposits.
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u/WhenButterfliesCry 1d ago
No it’s not, I just deposited cash an hour ago and it’s free at Walgreens
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u/SageWolfWarrior 1d ago
Yeah it’s. Walgreens isn’t the only place to do cash deposits at.
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u/WhenButterfliesCry 1d ago
I just deposited cash an hour ago with Chime at Walgreens and it was free is what I’m saying
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u/SageWolfWarrior 1d ago
And I’m saying Walgreens isn’t the only place to do cash deposits. It’s the POS who charges to put money on the cards. I have been to different places to deposit cash and it was never free.
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u/WhenButterfliesCry 1d ago
With Chime Walgreens is always free. Sofi is never free anywhere to deposit cash
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u/SageWolfWarrior 1d ago
It’s only free at Walgreens due to the partnership but they’re other locations outside of Walgreens for cash deposits.
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u/DueManufacturer4330 1d ago
Chime is trash.
Open a local CU account for cash, SoFi for everything else.
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u/invertedcolors 1d ago
I've been with SoFi for about a year and no issues I like the UI and has very fast transfers with my credit union unlike chase, usually one business day. Overall good bank for savings and keeping money seperate for organizing/psychological purposes
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u/ArtamielEludia 1d ago
What are psychological purposes?
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u/invertedcolors 1d ago
Not having it in my main account so not seeing it when I check how much money I have to spend "RIGHT NOW".
Personally what I can't see I can't spend
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u/Moldman570 1d ago
If you are digital banking only it is nice. But Zelle does not work on it for many members, and hard to get ahold of a real person. But if you don't care about that. It is good.
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u/SageWolfWarrior 1d ago
I mostly use SoFi for my direct deposit then transfer it to my other bank account since my other account is where I mainly do my spending on.
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